A blonde walks into a bank in New York City and ask to speak to the loan officer. She explains that she’s going to Europe on business for two weeks, and she needs to borrow $5,000.

The bank officer says the bank will need some kind of security for the loan, so the blonde offers her Rolls Royce. The car is parked right out in front of the bank, she has the title, and everything checks out. The bank agrees to accept the car as collateral for the loan, and the paperwork is finalized. An employee of the bank drives the Rolls into the bank’s underground garage and parks it there, while the bank’s president and its officers all enjoy a good laugh at the blonde for using a $250,000 Rolls Royce as collateral against a $5,000 loan.

Two weeks later, the blonde returns, repays the $5,000 and the interest, which comes to $15.41. The loan officer says, “Miss, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. We checked you out and found that you are a multimillionaire. What’s puzzling us is: why would you need to borrow $5,000?”

The blonde replies as he hands her back the keys, “Where else in New York City can I park my car for two weeks for only $15.41, and expect it to be safely there when I return?”